Yi Ling Liu

Had five years of work experience as a creditworthiness and loan specialist. Proactive and result-driven person, and have strong analytical and numerical skills. Highly adept in the dynamic-task workplace, perform well under pressure and against tight deadlines. Knowledgeable about IFRS, Valuation, financial modeling, and industry research. Passionate about learning new computer skills and always looking for challenges.

Evaluating borrower's financial condition: evaluate a borrower's creditworthiness by reviewing their credit history, income, debt-to-income ratio, current ratio, and other financial factors. Industry research: understand borrower's business and gain insights into the current and future trends, opportunities and challenges, and competitive landscape of the industry. Assessing risk: assess the risk associated with a loan by analyzing the borrower's creditworthiness, the purpose of the loan, and the value of any collateral that the borrower may offer. Making recommendations: based on the analysis make recommendations to lenders regarding whether or not to approve a loan application, as well as the terms and conditions of the loan. Conducting due diligence: conduct due diligence on potential borrowers, such as verifying employment and income information and checking references. Coaching new colleagues.

I am a graduate student at De Haagse Hogeschool Financial Management and Control, and will graduate in July 2023.